Non-Medical Underwriting Carriers

Obtain coverage without the hassle. Applying and qualifying for life insurance has never been easier and faster. Many of our carriers now just initially require an application and/or telephone interview without blood tests, medical exams, and urine samples. Most applications can be approved within 72 hours. Save time and the headache by using the carriers below. 

Last Updated: 5-22-19

  • Up to $1,000,000 coverage

  • Up to Preferred Best health class available

  • Ages 18-65*

  • Available on Term and most Permanent products

           *Ages 60-65 can qualify up to $250,000 only

  • Up to $1,000,000 coverage

  • Up to Preferred Best health class available

  • Ages 18-60*

  • Available on all products

  • Must apply via e-App only

           *Ages 51-60 can qualify up to $250,000 - $500,000 only

  • Up to $1,500,000 coverage

  • Up to Preferred Best health class available

  • Ages 25-60

  • Available on individual IUL products

  • Up to $3,000,000 coverage

  • Up to Preferred health class available

  • Ages 25-60

  • Available on most Permanent products

  • Income Requirement of $200k+

          

  • Up to $500,000 coverage

  • Up to Preferred Best health class available

  • Ages 20-55

  • Available on IUL product only

  • Up to $1,000,000 coverage

  • Up to Preferred Best health class available

  • Ages 18-60

  • Available on all products

  • Not available in California

           *Ages 51-60 can qualify up to $500,000 only

  • Up to $1,000,000 coverage

  • Up to Preferred Best health class available

  • Ages 18-60

  • Available on all products

Non-Med Underwriting availability may vary between states. Not all applicants may qualify.

©2019 American Brokerage Network. All Rights Reserved.

For Licensed Insurance Agent Use Only. Not for use in solicitation or advertising to the public.  Privacy Policy